Apply Now

Why Choose Blue Eagle Credit Union?

Experience the difference of member-focused banking. As a not-for-profit cooperative, we exist to serve you—not shareholders. That means better rates, lower fees, and personalized service that puts your financial success first.

The Difference

Credit Union vs Bank: What Sets Us Apart

Understanding the difference between credit unions and banks can help you make the best choice for your financial future.

Credit Unions

Member-Owned, Not-for-Profit

  • Member Ownership: You're an owner, not just a customer. Every member has a vote.
  • Better Rates: Higher savings rates and lower loan rates—typically 1-3% better than banks.
  • Lower Fees: Minimal fees because profits are returned to members, not shareholders.
  • Personal Service: Local decision-making and staff who know you by name.
  • Community Focus: We reinvest in local communities through education programs and charitable giving.
  • Same Protection: Federally insured up to $250,000 by NCUA, just like FDIC.

Traditional Banks

Shareholder-Owned, For-Profit

  • Shareholder Ownership: Profits go to shareholders, not customers.
  • Lower Returns: Savings rates typically lower as profits maximize shareholder value.
  • Higher Fees: More fees on accounts, transactions, and services to increase profits.
  • Impersonal Service: Often routed to call centers with automated systems.
  • Profit-Driven: Decisions based on maximizing profits, not member benefits.
  • FDIC Insured: Federally insured up to $250,000 by FDIC.

Blue Eagle Credit Union by the Numbers

Our commitment to members is reflected in our results. Here's what makes us proud.

75+

Years Serving Members

15,000+

Active Members

92%

Member Satisfaction Rate

$100M+

Assets Under Management

5 Star

Average Google Rating

$50K+

Annual Scholarships Given

3

Branch Locations in VA

24/7

Digital Banking Access

Member Benefits

What You Gain as a Blue Eagle Member

Membership comes with exclusive benefits designed to help you save money and achieve your financial goals faster.

Significantly Better Rates

Save money with loan rates that are 1-3% lower than traditional banks and earn more on savings with higher dividend rates. Our members save an average of $300+ annually on interest alone.

Minimal Fees, Maximum Savings

Free checking with no minimum balance, no monthly maintenance fees, and access to thousands of surcharge-free ATMs nationwide through the MoneyPass network. Keep more money in your pocket.

Personalized Financial Guidance

Work with local experts who take time to understand your unique situation. No call centers, no automated responses—just real people who care about your financial success.

Faster Loan Approvals

Local decision-making means faster approvals—often same-day for qualified members. We understand the local market and can make decisions quickly without bureaucratic delays.

Cutting-Edge Technology

Access innovative banking tools including our Eagle Vision® ITMs, award-winning mobile app, digital wallet support, and 24/7 online banking—all with bank-level security.

Free Financial Education

Access comprehensive financial literacy resources, free workshops, calculators, and personalized counseling. We invest in your financial knowledge through our Zogo app and education programs.

Community Investment

Your membership supports local communities through scholarships, teacher grants, student rewards, and charitable giving. We contribute over $50,000 annually to education and community programs.

Same Federal Protection

Your deposits are federally insured up to $250,000 by the NCUA (National Credit Union Administration), backed by the full faith and credit of the U.S. government—identical protection to FDIC.

Community Impact

Giving Back to Our Community

As a local credit union, we're committed to enriching lives and strengthening our Virginia communities through education and support.

Alexander Scholarships

$30K+

Awarded annually to students pursuing higher education and advancing their careers.

Teacher Grants

$15K+

Supporting innovative classroom projects and helping teachers inspire the next generation.

Student Rewards

$5K+

Rewarding academic excellence with our report card rewards program for young members.

Community Support

$10K+

Supporting local charities, events, and organizations that make our communities stronger.

Member Stories

Hear from Our Members

Don't just take our word for it—see what our members have to say about their Blue Eagle experience.

"

I switched from a big bank to Blue Eagle three years ago and wish I'd done it sooner. The rates are better, the fees are lower, and the staff actually knows my name. It's refreshing to bank somewhere that treats you like a person, not an account number.

RJ
Robert Johnson

Member Since 2021

"

Blue Eagle helped me buy my first home with a mortgage rate I couldn't find anywhere else. The loan officer walked me through every step and made sure I understood everything. Their personal approach made a stressful process actually enjoyable!

EC
Emily Chen

Member Since 2019

"

As a teacher, I love that Blue Eagle gives back to education. They've awarded grants to several teachers at my school, and my daughter received a scholarship that helped pay for college. They truly care about the community.

DM
David Martinez

Member Since 2015

Recognition

Awards & Achievements

Our commitment to excellence has been recognized by industry leaders and our community.

5-Star Google Rating

Consistently rated 5 stars by our members across all locations

92% Satisfaction Rate

Members highly recommend Blue Eagle to friends and family

Community Champion

Recognized for outstanding community service and education support

Innovation Leader

Award-winning Eagle Vision® ITM technology and digital banking

Ready to Experience the Blue Eagle Difference?

Join over 15,000 members who've already discovered better banking. Open an account today and start saving with better rates, lower fees, and personalized service.